How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a state-mandated proof-of-insurance filing required after DUI, reckless driving, or driving without insurance. Most states require it for 3 years, and your carrier files it directly with your DMV.
Non-Owner SR-22
If you don't own a vehicle but need SR-22 filing to reinstate your license, a non-owner policy provides liability coverage and satisfies state requirements. Premiums run $25–$50/month in most states.
Liability Insurance
Liability covers injuries and property damage you cause to others. State minimums range from $25,000/$50,000 in California to $50,000/$100,000 in Alaska, but suspended drivers often need higher limits to satisfy reinstatement.
Uninsured Motorist Coverage
Uninsured motorist coverage pays for injuries if you're hit by a driver without insurance. Required in 21 states, it's especially relevant if your suspension stemmed from an uninsured accident.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspensions, DUIs, or lapses. Premiums run 40–120% higher than standard rates, but acceptance rates are significantly better.
